Attention homeowners: Real estate appraisal services for in Northport and Tuscaloosa County
See the top 7 reasons AL homeowners need Randolph Appraisals, Inc.:
Need help determining the price of your house in or near Northport, AL?
We at Randolph Appraisals, Inc. understand the unique needs of a homeowner in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Randolph Appraisals, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value estimation than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Randolph Appraisals, Inc. is seasoned in helping customers just like you abolish unwanted and unneeded PMI insurance.
Challenging a property tax assessment
Lets say you live in a region that's declining -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from Randolph Appraisals, Inc. is your chief weapon.
Was your HELOC recently frozen?
Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. Randolph Appraisals, Inc. can help you reinstate your home equity line of credit with a professional appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Have you just gotten a copy of your appraisal and you'd like to have a seasoned expert double-check it for efficiency or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Randolph Appraisals, Inc. offers field reviews where we'll go out and check the subject and comparables. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help you with that While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.